Terms & Conditions

A loan account on this site is a record of an agreement between the borrower and Om Sai Finance. The EMI schedule, paid amount, and remaining amount shown here follow the payments posted to that account. The payment table is the source of truth; totals on the loan are a cache of those rows.

Online payment is offered through Paytm when the branch has enabled it. A successful payment is applied once for each Paytm transaction id. Cash and other receipts are entered by staff.

Submitting a loan enquiry on this website does not create a loan or guarantee approval. Eligibility, interest, charges, and repayment terms are confirmed during the finance process.

A no-objection certificate is available after the loan is closed and the branch has marked the request. Using the staff or borrower login means you will keep your password or one-time code private.